Whole vs Term

What is Car liability insurance? Car liability insurance pays for any property or bodily damage a person may occur due to you hitting them with your car. This plan is one of the many requirements for you to be able to drive legally.

This bodily injury liability insurance covers any injuries caused by you in an accident. It also covers you and your listed family members when you are driving another person’s car with their permission.

Car liability insurance however is contrasted by comprehensive insurance which covers much more.  Comprehensive packages include covering the cost of the car if it is stolen or damaged by a fire, hail, vandalism, or anything other than a car collision. Of course, this type of insurance is more expensive.

Another option is for you to purchase property damage liability insurance. This type of plan will cover any property damage caused by an accident of your doing.  It includes other cars, buildings, and anything else that may be damaged in an accident, such as telephone poles, lamps, and fences.